> I think it refers to when they say "Hey, here's
> $2500 of what you paid us," and proceed to
> hand you $2500 in cash. It's the old "instant
> rebate" vs. "save money in the long run"
> debate. People who need to save money
> *now* take the $2500 cash, while the ones
> who don't choose the low APR and save
> money on the interest on their monthly car
> payments, which will *eventually* add up to
> savings of more than $2500.
>
> The Other "Or I'm wrong, one of the two"
> Matthew

And in either case, the price has already been raised to accomodate the goody.

gabby