> That's the right way, at least American-wise. What gets confusing for me is this sort of thing: "My 72-lb 'cat', who really looks more like a giant porcupine, just had a heart attack." Now, I think the comma in that case goes outside the quotation mark (after 'cat'), but then again maybe it doesn't. Every time I type something this way, I stare at the keyboard for a while, agonizing. Maybe someone can clear this up.
>
I always put punctuation outside the quote marks, unless it's part of the quote.

So if I wanted to say "it should look like this.", it would look like this.

^v^:)^v^
F"comma",B