> The best thing about such tests is that their "have you ever...?" list of dangerous activities gives you a ready-made handy planner diary. Every time I look at a test like that, or an insurance policy, it makes me think, "Ooh, that looks like fun ... and that ... hey, always wanted to try that one there ... Darn, I've only done about a third of those things so far. Must try harder."
>
> Brunnen-"which is only one reason I've never seen much point in applying for life insurance"G

You're overlooking the obvious bonus of having your beneficiaries plot and scheme to kill you off so they can collect on the money. It's like low monthly payments for a lifetime of intrigue and adventure! Your best bet is to designate beneficiaries who hardly know you and don't know each other at all. Then invite them over to your house one night when there's supposed to be a thunderstorm, and haphazardly place deadly weapons all over the place. Watch the fun ensue! It's even more fun if you fake your own death and then watch through Scooby-Doo-esque secret passages and peepholes as they try to bump each other off to collect even more of the money.