> As usual, when I need information, I turn to this forum.
> I've been condidering using an on-line payment service in connection with eBay. PayPal says it's "always free" but then they say 2.2% + 30 cents. Does anybody understand that?
> Howard

Paypal is reliable IF you only deal with people who have been verified by Paypal. This means that they gave Paypal their bank account information, and Paypal verified that the bank account did exist. That way, if the person tries to pull a fast one on you by not paying or by not sending the goods, the person can still be tracked down, drawn and quartered. Well, or you can just get your money back. :-)

You can tell a person has been verified by Paypal because they will have a round, brown-ish logo that says something including the word "verified." (Read the Paypal information pages to find out more about this.) I got scammed last summer, and this was before Paypal was pushing the verification thing. Paypal was very rude about it at first, but they finally wound up eating the cost and giving me my money back, probably because so many people had been taken in the scam. Paypal wound up losing approximately $100,000 to the couple that scammed me, and that's when they started tightening security. (I won't use Yahoo! auctions again, though, that's for sure.)

Ell"Did I mention that the scammers lived in Southern New Hampshire?"myruh