> As a side note...
>
> The bank that owns the land that we want agreed to our last and final offer. We now have to get financing through a bank/credit union, but if we do we will be the proud owners of a house, (almost) an acre of land, a little rental unit in back of the house, and an old scooter that I want to dig up (it's surrounded by weeds) and see what brand it is so I can tell Howard. The house needs TONS of work, but most of it can be done by my husband, or friends of his.
>
> Anyway, I'm kind of excited about it.
>
> Ti'all this, for only $42,000. Ruling, eh?'cia

Holy, frijoles! That same bit of real estate in my city would cost about three times what you're paying. One of the best thing about owning a house is when you sell it and find out how much it has appreciated. Cha-ching!!

Tra "mortgages, & escrows, & interest, oh my!" nio