> > Insurance bills take the cake for me... then throw it on the street, stomp it into the ground, and come back for the rest of my desserts. The reason they are my least favorite is that, most of the time, they don't give you anything in return. When they do, it's not as much as the policy appears to offer. I have a perfect driving record so far, have a precise and dutiful personality, and will never drink alcohol for several reasons. Unfortunately, I am young and male. Therefore, I pay excessively high rates which I have not been involved in bringing about. How can insurance companies get away with discimination based on aspects of my life I have no control over? Also, statistics show that though young men wreck more often than young women, the women's wrecks are more deadly and involve more passengers. Why the disparateness, then? Oh, well... that's my rant.
> >
> > gab"Never trust statistics, however. It's amazing how easy it is to twist them into saying anything, without technically lying."by
> >
> > WFR
>
> I agree with you 100% on the insurance thing. You are being held responsible for the actions of others. It happened to me from age 16 to 25. I never had a wreck, so they made good money out me. Check into discounts like good student, driver ed, non-drinker, etc. Or get married. Mine dropped a slightly when I did. It's okay to shop around for insurance, but stick with well-known, reliable companies. You can't win, but you may be able to cut your losses.
> Howard

And don't get in a wreck with anyone in a different insurance bracket. Since so many young males get in accidents, the statistic artificially inflates itself, as there is a presumption of fault upon the young male driver. In my first accident, I was found at fault for no other reason than the fact that the other driver was a 40 year old woman in a minivan.

Bal "Still a little bitter about that" anthalus