> I just heard some guy pitching loans on TV. He told me I could have a loan approved in minutes and qualify for "Up to $50,000 or more." Wouldn't the "up to" limit it to the fifty grand?
>

"Up to ### or more" seems to be a very common phrase these days. They're probably trying to say that ### is the usual limit, but that in a minority of cases it's more. Other than that it doesn't make much sense.